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Terms Of Use
Efficient Frontier Investing SA is a Authorised portfolio manager founded in 2018 with registered office in Geneva, incorporated under Swiss law, duly approved by the Swiss Financial Market Supervisory Authority (FINMA) under the Federal Act on Financial Institutions. If you are not classified as a professional investor (as defined under the European Union (Alternative Investment Fund Managers) Regulations 2013 (SI 257 of 2013) of Ireland) or equivalent in a jurisdiction outside of the European Economic Area (“Professional Investor”), you are not permitted to access this website. This website is only suitable for sophisticated applicants who are in a position to understand and take such risks and satisfy themselves that such investment is appropriate for them.
By accessing the Efficient Frontier Investing SA (hereinafter also referred to as “EFI”) website you expressly agree that you have read, understood and are legally bound by these terms of use. If you do not agree to these terms of use, please do not proceed further on this website. Access to the information contained on this website may be restricted by laws and regulations applicable to the user (by reason of the user’s place of residence or domicile, nationality, or otherwise). Persons to whom such restrictions apply must not access EFI’s website. The website is not directed at any person in any jurisdiction where the publication or availability of the website is prohibited..
No Offer
Nothing contained in this website, nor any opinion expressed on this website should be construed as an invitation, solicitation, offer or a recommendation to subscribe for or purchase any of the investments, products or services mentioned herein, nor shall it, or the fact of its distribution or communication, form the basis of, or be relied on in connection with any contract. This website is not intended to constitute, nor should it be construed, as investment, legal or tax advice. None of the products or investments referred to on this website are available and prospectuses shall not be distributed to any individual or entity in any jurisdiction or country where such distribution would be contrary to any applicable law or regulation. Any individual or entity should make its own assessment in light of the laws and regulations applicable to it as to whether it is authorised to access the information and/or products to which this website may refer and otherwise refrain from doing so.
United States Persons
The information provided on this website is not directed to any United States person or any person in the United States, any state thereof, or any of its territories or possessions. Access to this website is restricted to Non-U.S. Persons outside the United States within the meaning of Regulation S under the U.S. Securities Act of 1933, as amended (the "Securities Act"). Each person accessing this website, by so doing, acknowledges that: (1) it is not a U.S. person (within the meaning of Regulation S under the Securities Act) and is located outside the U.S. (within the meaning of Regulation S under the Securities Act); and (2) any securities described herein (A) have not been and will not be registered under the Securities Act or with any securities regulatory authority of any state or other jurisdiction and (B) may not be offered, sold, pledged or otherwise transferred except to persons outside the U.S. in accordance with Regulation S under the Securities Act pursuant to the terms of such securities. None of the products or investments referred to on this website are registered under the United States Investment Advisers Act of 1940, as amended.
Limitation of Liability
While every attempt has been made to ensure that this information contained in this website has been obtained from reliable sources, EFI accepts no liability, responsibility or duty of care for the accuracy, validity, timeliness or completeness of any such information. EFI shall not be liable for any loss or damage of any nature whatsoever arising out of or in connection with the access to or the use of, or any inability to access or to use any information or data in this website. No obligation is undertaken to update any information, data or material contained herein. EFI reserves the right at any time and without notice to enhance, modify, alter, suspend or permanently discontinue all or any part of this website and to restrict or prohibit access to it.
Risk Warnings
You should always bear in mind that: • The investment performance of any security referred to on this website can be volatile and can go up or down and you can lose your entire investment. • Past performance is not an indication of future performance. • Rates of exchange may affect the value of investments. • Applications to invest in any securities referred to on this website must only be made on the basis of the relevant prospectus and subscription agreement. Investors should refer to the section entitled “Risk Factors” in the relevant prospectus for further details of these and other risks associated with an investment in any securities referred to on this website.
Cookies
EFI may collect data about your computer, including, where available, your IP address, operating system and browser type, for system administration and other similar purposes. These are statistical data about users' browsing actions and patterns, and they do not identify any individual user of the website. This is achieved by the use of cookies. A cookie is a small file of letters and numbers that is put on your computer if you agree to accept it. By clicking 'I agree' below you are consenting to the use of cookies as described here. These cookies allow you to be distinguished from other users of the website, which helps EFI provide you with a better experience when you browse the website and also allows the website to be improved from time to time. Please note that you can adjust your browser settings to delete or block cookies, but you may not be able to access parts of our website without them.
By clicking on “I Agree”, you acknowledge having read the Terms of Use above.
AGREEMENT TO TERMS
These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and [business entity name] (“we,” “us” or “our”), concerning your access to and use of the [website name.com] website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the “Site”).
You agree that by accessing the Site, you have read, understood, and agree to be bound by all of these Terms and Conditions. If you do not agree with all of these Terms and Conditions, then you are expressly prohibited from using the Site and you must discontinue use immediately.
Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms and Conditions at any time and for any reason.
We will alert you about any changes by updating the “Last updated” date of these Terms and Conditions, and you waive any right to receive specific notice of each such change.
It is your responsibility to periodically review these Terms and Conditions to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms and Conditions by your continued use of the Site after the date such revised Terms and Conditions are posted.
INTELLECTUAL PROPERTY RIGHTS
Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the “Content”) and the trademarks, service marks, and logos contained therein (the “Marks”) are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, foreign jurisdictions, and international conventions.
The Content and the Marks are provided on the Site “AS IS” for your information and personal use only. Except as expressly provided in these Terms and Conditions, no part of the Site and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.