The content of this website has been approved and issued by Efficient Frontier Investing S.A. (“EFI”) for information purposes only. The information contained in this website is intended solely to provide general guidance on matters of interest for the use of the reader, who accepts full responsibility for its use. No information in this website should be construed as providing financial, investment or other professional advice. This information contained herein may not be copied or otherwise distributed or published without EFI’s express consent. No reliance may be placed for any purpose on the information contained in this website or their accuracy or completeness. Nothing herein shall to any extent substitute for the independent investigations and the sound technical and business judgement of the reader.

Contents of external websites to which we refer directly or indirectly in this website lie outside of our responsibility. We have no influence on the current and future design, contents or authorship of the linked websites. For illegal, incorrect or incomplete contents and especially for damages occurring from the use of callable information of the linked websites, only the provider of the referenced websites is responsible and can be held accountable.

The copyright, trademarks and all similar rights of this presentation and the contents, including all information, graphics, code, text, and design, are owned by EFI.

The application and impact of laws can vary widely based on the specific facts involved. Given the changing nature of laws, rules and regulations, and the inherent hazards of electronic communication, there may be delays, omissions or inaccuracies in information contained in this website.

EFI expressly disclaims liability for errors or omissions in the information and data contained herein. EFI accepts no liability for any loss or damage arising out of the use or misuse of or reliance on the information provided.

Please note that the translation in any other language other than English will be made on a best-effort basis but the legal enforceable disclaimer or provisions are always subject to the original English text.

GDPR Provision

The EU General Data Protection Regulation (GDPR) requires that we have your explicit consent to contact you and that you are aware we may hold personal information about you. In our case such information will be limited to your name, telephone number, email and contact address. We will not share any of this information without your consent except on a need to know basis amongst the below mentioned entities. Our full data policies will be on our website as updated from time to time. By responding to this email, you confirm we may hold and process your personal data and contact you concerning our and such entities legal and other services and with relevant newsletters and other information including invitations to seminars and other events we or such other entities may be involved with including but not limited to Efficient Frontier Investing S.A. personally.